Mortgage and Loan

Buying your first home can be a mixture of emotions like excitement, anxiety, and nervousness and it involves some of the most important financial decisions as well. Decision-making process can be tough in this situation. It’s important to get the correct advice and be equipped with as much information as possible. However, the process doesn’t have to be difficult. We make the process as simple as possible. We understand our clients, and we give appropriate guidance to choose the best lending decision.

First home loan

Once the decision is made to buy your own house, the next step is to find out the best financial support. Everything looks expensive when you think about buying your first home. At total assurance, we strive to help you get the best out of your home loan. We can help you better understand the loan process and your home loan options. We will help you to make your first home buying experience pleasant and relaxed.

Refinance

Most of the mortgages are the 25-30-year term. The banks are coming out with new offers and better interest rates. Your financial situation can be made significantly better if you know how to refinance your home. We can help you review your home loans and find better options to minimize the most significant drain in your budget.

Personal loans

Happiness and hardships are part of our lives. Sometimes you need a lam sum amount to plan a wedding, holiday trip, to buy a car or to deal with a financial crisis. Regardless of your situation money cannot be substituted by anything else. When we think about a personal loan what concerns us the most is the repayments and the interest rates. However, if you choose the right personal loan, it makes a difference to your repayments, and hence it’s not a substantial financial drain from your budget. This is where we can provide you with a financial advisor at free of cost.